How does a mobile phone contract affect my credit score?
Often a rejection for a mobile phone contract is the first indication to someone that their credit score and mobile phones are linked. What most people don't realise is that a mobile phone contract is...
View ArticleDoes moving your bank account affect your credit score?
Yes, it can have an impact. As the length of your history with any lender is an important factor in your credit score, closing down your account with your previous bank can impact your rating.It is...
View ArticleIs it better to pay off my credit card debts in installments or a lump sum in...
It is difficult to offer a definitive answer to this question as there are many personal factors to consider. Obviously the longer you have outstanding debt the more interest you will pay and you may...
View ArticleHow to run a credit check on a tenant
Before a landlord can rent an apartment out to a tenant, it is important to run a credit check. If they fail to check the credit of a prospective tenant, they risk renting out to someone who makes late...
View ArticleWhat Rights Do Landlords Have to Credit Check Me as a Tenant?
A credit check is often required by landlords before they will approve a prospective renter, and many future tenants are wary of the process and frequently question what rights landlords have when it...
View ArticleWhat are the best things to do to increase my credit score?
If you have poor credit, you should work hard to improve it. Good credit is very important because it will help you get approved for credit cards, personal loans, auto loans and a mortgage. Also, if...
View ArticleWhy is a credit score important? Is it worth trying to improve it?
A credit score is an independent assessment regarding the risk associated with lending money to a certain individual. The assessment is based off of the historical data which is included in someone’s...
View ArticleHow does my credit score affect my mortgage rate? Is it important to increase...
Credit scores are some of the most confusing and elusive financial elements in the world. For one, many people do not understand exactly what a specific credit score (i.e. 692) means or what factors...
View ArticleHow to improve your credit score after bankcrupcy
If you have a bankruptcy on file, you should work hard to improve your credit. It will take time for you to build your credit, but it is worth it. Follow these tips for how to boost a credit score...
View ArticleHow does debt consolidation affect my credit score
With many people in the UK struggling with unemployment and dealing with escalating debts, debt consolidation has become an increasingly popular option. One concern many people have with debt...
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